FORECLOSURE

Chapter 702 of the Florida Statutes allows the mortgage company to file a foreclosure lawsuit against your home if you have defaulted on your mortgage payments. The bank has its own attorney; you should have your own to represent your rights. As your attorney, I can advise you on available options to protect your home, buy you time to improve your financial situation, or process other financial arrangements, such as a mortgage modification.

FREQUENTLY ASKED QUESTIONS
Question : How long do I have to respond after a foreclosure lawsuit is filed?
Answer : In Florida, you only have 20 days to respond to this notice. It is very important that you meet with an experienced attorney as soon as possible to discuss your options.

Question : Is it possible to save my home after foreclosure proceedings have begun?
Answer : Yes. Foreclosure defense allows you to buy yourself time to fix your financial situation or to make the best choice for you and your family. If you are behind on your payments or a foreclosure action has been filed against you, you should contact an attorney to discuss your options.

Question : What is a deficiency judgment?
Answer : It is a lien against the debtor when the sale of the property did not produce enough funds to pay the mortgage; it is considered a debt.