Chapter 702 of the Florida Statutes allows a lender to bring foreclosure proceedings against you if you have defaulted on your mortgage payments. We can defend you and protect your legal rights by filing different motions to protect your legal rights and help you to remain in your home while your financial situation improves, or you make other financial arrangements.
The prospect of foreclosure leaves many homeowners feeling frightened, helpless, and alone. At The Carrillo Law Firm, we understand how devastating going through a foreclosure can be. Your home, after all, is more than just a residence – it’s the place where you and your family have built your lives.
An attorney at The Carrillo Law Firm can ease your worries by answering all of your questions regarding foreclosure. When you work with our team, we’ll determine an appropriate course of action for your unique situation.
Our lawyers do not simply provide foreclosure consultations; we work with our clients throughout the foreclosure process to ensure strong communication at every step. We also aim to provide financial solutions that are tailored to our clients’ budgets and wishes.
If you’re already in the midst of the foreclosure process, a lawyer from our team can assess your financial outlook and negotiate on your behalf with your lender. By speaking to a lawyer early, before your first missed mortgage payment, you’ll have a better understanding of your options. And in some cases, early legal intervention may even help you keep your home.
Foreclosure is stressful enough without having to worry about filing paperwork, researching available government aid programs, and dealing with creditors. Contact The Carrillo Law Firm today to schedule a foreclosure consultation with a compassionate attorney who can provide assistance during this troublesome time.
Q. How long do I have to respond after being served with a foreclosure complaint ?
A. In Florida you only have 20 days to respond to this notice. It is critical that you meet with a knowledgeable attorney as soon as possible to discuss your options.
Q. Is it possible to save my home after foreclosure actions have begun against me ?
A. Yes. Foreclosure defense buys you time in your home to fix your financial situation or to take the best alternative for you and your family. If you are falling behind on your payments or a foreclosure action has been brought against you, you should contact an attorney to discuss your options.
Q. What is a deficiency judgment ?
A. A deficiency judgment is a lien against the borrower when the sale of the property did not produce enough funds to repay the mortgage.
The above is a very brief and basic review of some of the various legal services we offer. Please contact either one of our centrally located offices for an appointment to explain further information pertaining to each category. We will be happy to assist you and evaluate your individual case, legal rights and needs.